Allianz-Tiriac launches Life Help, a life insurance for protection in case of serious illnesses, dedicated to individuals aged between 18 and 70 and their families.
Life insurance is offered in the form of OPTIM and EXTRA predefined packages. The insurance product has a fixed contract period of 5 years and 6 options of insured amounts that the clients may select depending on the desired degree of protection and the available budget. The insured amounts are between EUR 10,000 and 100,000, and the fixed insurance premiums, for the entire contract period, start from EUR 100 per year / insured. Dependant children up to the age of 21 benefit from free protection.
Life Help provides extensive coverage for 3 serious illnesses with the highest incidence in Romania, respectively: cancer, myocardial infarction and cerebrovascular accident.
Through the OPTIM package, Life Help covers the risk of being diagnosed with cancer (20% of the sum insured in case of pre-invasive cancer diagnosis - carcinoma in situ - and 100% of the sum insured in case of invasive cancer diagnosis) and the risk of death by any cause with 10% of the sum insured for serious illnesses. In addition, the EXTRA package also covers the risk of being diagnosed with myocardial infarction or cerebrovascular accident for 50% of the sum insured in case of survival following diagnosis.
Both packages contain two extremely useful services, Second Medical Opinion and Navigator.
The Second Medical Opinion service can be accessed for any medical condition that is directly or indirectly related to the risks covered under Life Help insurance. With this service, our clients have access to a team of world-class physicians from renowned clinics, with expertise in serious illnesses, who verify the diagnosis and treatment plan, providing also recommendations on other available treatment options.