Re-entry into force of individual life insurance contracts at the client's request is allowed without filling in medical questionnaires or other specific documents, in the following situations:

• The outstanding period of the overdue premiums for the life insurance contract does not exceed 90 days
• The amount at risk is less than EUR 50,000
• The contract does not have the Tratament optim in strainatate rider attached
• The insurance contract has no reported claims.

The Allianz-Tiriac portfolio contains both life insurance contracts that do not have provisions for the epidemic/pandemic exclusion and insurance contracts that include provisions for this exclusion. We will continuously monitor the evolution of each case and the decisions will be made on a case by case basis.

Extension of thepolicy basic coverage by purchasing additional clauses as:

• Fractures and burns due to an accident 
• Hospitalization due to an accident or a disease rider
• Medical expenses following an accident or a disease rider
• Surgical intervention due to an accident or a disease rider
• Temporary work disability due to an accident rider
• Total or partial permanent disability due to an accident rider
• First degree disability rider
• Waiver of premiums in case of first degree disability rider
• Critical illness for children rider
• Critical Illness – Best Doctors Rider
• Investment option