The travel policies issued by Allianz-Tiriac will cover the medical and repatriation expenses related to the illness with COVID-19, and for the clients who choose the Storno clause, the expenses related to the cancellation or interruption of the trip will also be covered.

Exceptions are travel to the United States and Canada, as well as to countries in a state of emergency the day before the entry into force of each insured risk.

However, the risk is covered if the state of emergency is declared when the insured is already in the destination country.

• Plan A:  All countries except USA, Canada, Romania and the Insured’s country of residence
• Plan B:  All countries except Romania and the Insured’s country of residence

Included clauses depending by package:

• Personal accidents
• Luggage*
• * The damage of the luggage while it is left in the care of a transport company, as well as expenses incurred for the purchase of goods of strict necessity, if the luggage was delivered by the carrier late , are not covered by the Allianz-Tiriac travel policy. 
• The responsibility in case of delay, damage or loss of luggage belongs to the company that carried out the transport: the airline, the car transport company, or another carrier (railway, naval, etc.), so that the necessary steps to recover the damage must be directed to them, according legislation in force.

• Third party insurance

• Additionally, for the Single Trip Travel Insurance option, you can choose the following optional coverages, either together or separately:
  

• Trip Cancellation
• Trip expenses are covered in the event that insured events occur between the effective date of the insurance contract and the start date of the trip, which may lead to the cancellation of the trip, such as:
• • Death of the insured or a member of the insured group or a close relative
• • Accident or illness of the insured or a member of the insured group or a close relative, including acute exacerbation of a pre-existing condition for the insured or a member of the insured group
• • Initiation of divorce proceedings by the insured's spouse or a member of the insured group
• • Summons of the insured or a member of the insured group by a court
• • Unexpected dismissal of the insured or a member of the travel group, for reasons beyond their control
• • Damage or destruction of the insured's residence or a member of the insured group, etc
•  
• Trip Interruption
• Events occurring during the trip that lead to its interruption and generate expenses are covered, such as:
• • Death from any cause of the insured or a member of the insured group or a close relative
• • Accident or illness of the insured or a member of the insured group or a close relative, including acute exacerbation of a pre-existing condition for the insured or a member of the insured group
• • Damage or destruction of the insured's residence or a member of the insured group