Re-entry into force of individual life insurance contracts at the client's request is allowed without filling in medical questionnaires or other specific documents, in the following situations:

• The outstanding period of the overdue premiums for the life insurance contract does not exceed 90 days
• The amount at risk is less than EUR 50,000
• The contract does not have the Tratament optim in strainatate rider attached
• The insurance contract has no reported claims.

The Allianz-Tiriac portfolio contains both life insurance contracts that do not have provisions for the epidemic/pandemic exclusion and insurance contracts that include provisions for this exclusion. We will continuously monitor the evolution of each case and the decisions will be made on a case by case basis.

• Customer with average and above average income, suitable for investments through unit-linked life insurance and not directly on the stock market
• Married or not married customers, but responsable from financial point of view
• Customers who have a minimum or medium knowledge about financial market or customers who wants to have these type of knowledge.

• Possibility to accumulate a sum of money in a medium or long time (minimum period 10 years)
• Possibility to invest, with small amounts, in complex financial instruments on domestic and international capital markets
• Possibility to invest in investment programs with varying degrees of risk depending on the customer's investment appetite
• Possibility to reduce the inflation's effects on the development of the account by indexing the insurance premium
• Possibility to increase the account's value by increasing the premium or by contributing additional investment premiums
• Financial protection in case of decease.

The contractor can be a natural or legal person. In the case of the individual Contractor, he must be over 18 years of age. The insured may be different from the Contractor and must be between 15 and 60 years old at the date of signing the insurance application.