• Customer with average and above average income, suitable for investments through unit-linked life insurance and not directly on the stock market
• Married or not married customers, but responsable from financial point of view
• Customers who have a minimum or medium knowledge about financial market or customers who wants to have these type of knowledge.

• Possibility to accumulate a sum of money in a medium or long time (minimum period 10 years)
• Possibility to invest, with small amounts, in complex financial instruments on domestic and international capital markets
• Possibility to invest in investment programs with varying degrees of risk depending on the customer's investment appetite
• Possibility to reduce the inflation's effects on the development of the account by indexing the insurance premium
• Possibility to increase the account's value by increasing the premium or by contributing additional investment premiums
• Financial protection in case of decease.

The contractor can be a natural or legal person. In the case of the individual Contractor, he must be over 18 years of age. The insured may be different from the Contractor and must be between 15 and 60 years old at the date of signing the insurance application.