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Why to choose Smart Plan?

  • Posibility to make medium or long term financial investments
  • Ensuring an additional income as annuities that you or family members can enjoy
  • Track the account value and the units number of each future annuity, to take the best investment decision.

Discover Smart Plan main coverage
 

Allocate the invested amount in a low risk class, to protect you from possible severe price fluctuations
Financial protection for your loved ones in case of an unfortunate event
Increase the number of units, by depositing additional investment premiums

A fast and simple claim process

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File a claim online or in Allianz-Tiriac branches
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Flexibility in adding extra details after claim notification
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Claim compensation

Frequent Asked Questions (FAQs)

Re-entry into force of individual life insurance contracts at the client's request is allowed without filling in medical questionnaires or other specific documents, in the following situations:

  • The outstanding period of the overdue premiums for the life insurance contract does not exceed 90 days
  • The amount at risk is less than EUR 50,000
  • The contract does not have the Tratament optim in strainatate rider attached
  • The insurance contract has no reported claims.

The Allianz-Tiriac portfolio contains both life insurance contracts that do not have provisions for the epidemic/pandemic exclusion and insurance contracts that include provisions for this exclusion. We will continuously monitor the evolution of each case and the decisions will be made on a case by case basis.

  • Decease from any cause - in the first year of insurance
  • Decease from accident - during the entire insurance period.
Smart Plan doesn't offer the partial surrender option.

Get advice on Smart Plan insurance

What changes can be made on the policy?

During contract period can be: modified the contractor or beneficiary, changed the annuity payment frequency, transfered units, paid additional premiums.

Investment continuity after the contract marturity

The value of the account reached 0 as a result of the invested capital decumulation.

To continue the investment, conclude a new Smart Plan contract.

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Do you look for certain documents
and forms? 

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In Download Center you can find all the useful documentation.
Go to Download Center

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