The insurance is especially suitable for companies that, due to the specifics of the activity, own technical and industrial equipment.
Can be included equipments, machines and expenses as:
Machines, machinery, equipment, installations or technological lines put into operation
Transport costs, customs duties, excise duties and other expenses related to the importation of a good or parts thereof
Design expenses, cleaning of the place, as a result of the insured risks.
The insurance policy covers accidental damage or sudden and unforeseen destruction, which requires repairs or replacements and which results from:
Accidental work accidents, such as: faulty adjustment of machines, throwing during the operation of some component parts, malfunctions or malfunctions of the protection devices, accidental penetration of foreign objects into the body of the machine
Dismantling due to centrifugal force
Accidental lack of water in boilers or pressure vessels
Overpressure, except for damage caused by overpressure caused by explosion, lightning, fire, firefighting, subsequent demolition, dismantling and cleaning of the area, or implosion
Short circuit, overvoltage, overload, arc formation, induction, except when due to the circumstances excluded above
Design or manufacturing defects or errors, material defects and assembly or installation errors
Improper operation of cars, lack of skill in operating cars, negligence or bad will of employees of the insured