The basic insurance offfers financial protection in case of:
Fire, explosion, lightning
Falling aircraft (aircraft and spacecraft)
Storm, hurricane, storm, tornado
Torrential rain - direct effects
Hail Burglary, robbery
Vandalism committed by burglary
Snow and / or ice weight
Hitting cars that do not belong to your company
Shock wave caused by airplanes (sonic boom)
Accidental fall of bodies on insured goods
Strikes, civil unrest and actions of malicious groups
Floods and alluvium
Landslide and landslide.
Property insurance is useful for industrial and commercial buildings. Fire, water pipes or natural phenomena can cause significant damage to buildings. Through the insurance policy, the goods are protected against losses caused by unwanted events.
Industrial and commercial properties may be included, including equipment necessary for conducting business, such as:
Buildings and other constructions (including fixed heating, electrical, plumbing, elevators, etc.)
Machines, machinery, installations, equipment, motors, tools, household inventory, other fixed assets and inventory items
Circulating means (goods, raw and auxiliary materials, materials, semi-finished products, finished products and other material circulating means).
Additional clauses purchase provides coverage extention in case of:
recovery of fixed expenses and profit that you would have obtained if the smooth running of your company's activity had not been interrupted as a result of a basic risk covered by the building and property insurance policy
damage caused by accidental water leakage from sprinklers
ensuring the transportable goods that are found in another location than the one in which you usually carry out your activity.