Re-entry into force of individual life insurance contracts at the client's request is allowed without filling in medical questionnaires or other specific documents, in the following situations:

• The outstanding period of the overdue premiums for the life insurance contract does not exceed 90 days
• The amount at risk is less than EUR 50,000
• The contract does not have the Tratament optim in strainatate rider attached
• The insurance contract has no reported claims.

The Allianz-Tiriac portfolio contains both life insurance contracts that do not have provisions for the epidemic/pandemic exclusion and insurance contracts that include provisions for this exclusion. We will continuously monitor the evolution of each case and the decisions will be made on a case by case basis.

The main advantages of the Zambet insurance are:

• The assurance that the amount of money established by the person who concluded the contract will be received in the form of study annuities and/or as financial support for founding the family or for fulfilling dreams, even in case of insured person deceased during the contract
• Safe way of saving and financial protection in decisive moments in the child's life
• Increased protection - possibility to choose from a wide range of additional clauses
• Additional earnings, depending on the investment result the client has the opportunity to participate in the investment profit
• Increase the maturity benefit by granting a loyalty bonus.