Re-entry into force of individual life insurance contracts at the client's request is allowed without filling in medical questionnaires or other specific documents, in the following situations:

• The outstanding period of the overdue premiums for the life insurance contract does not exceed 90 days
• The amount at risk is less than EUR 50,000
• The contract does not have the Tratament optim in strainatate rider attached
• The insurance contract has no reported claims.

The Allianz-Tiriac portfolio contains both life insurance contracts that do not have provisions for the epidemic/pandemic exclusion and insurance contracts that include provisions for this exclusion. We will continuously monitor the evolution of each case and the decisions will be made on a case by case basis.

The main advantages of the Partner insurance are:

• Guaranteeing a loyalty bonus from the issuance of the insurance contract
• Possibility to attach a wide range of additional clauses
• The profit participation fund set up during the development of the insurance contract will not be diminished in the periods with reduced investment returns.
• Flexibility regarding the age of the insured person and the duration of the contract
• Possibility to temporarily interrupt the payment of contractual premiums
• Possibility to benefit from the automatic indexation of the contractual premium with a percentage selected from several available choises
• The option to resume the contract without paying the outstanding premiums.